New Partnership with LALUX - Pension Plans and Professional Insurance

We're excited to announce our partnership with LALUX, bringing two powerful solutions to the Salary.lu marketplace: corporate pension plans and professional insurance.

More and more companies in Luxembourg are implementing these benefits, and for good reason. They're not just nice-to-haves, they're practical tools that help attract talent, retain employees, and provide financial security.

With LALUX, you get access to both employee benefits and business protection, all supported by Accounttech who handles the implementation and administration.

LALUX-Staff Protect is a supplementary pension scheme you finance to provide additional security for your employees in case of retirement, death, or invalidity.

This is a flexible and fiscally attractive product that's becoming an important part of the modern salary package in Luxembourg.

You design the plan according to your needs and budget. Several configurations are possible: lump sum or pension for retirement, lump sum or pension for spouse or orphan in case of premature death, pension in case of invalidity, or additional lump sum for death or invalidity in case of accident.

The solution is adaptable. You can limit the scheme to certain categories of staff and configure it differently for different groups. Maybe you want to offer enhanced coverage for managers or department heads. You decide.

Implementation is supported by Accounttech, partner of Salary.lu, who provides advice, configuration, administrative procedures and communication to employees.

Your employees get investment choice too. Depending on your business plan, they determine the allocation of their investments according to their risk profile and preferences. Guaranteed return solutions for maximum security, or unit-linked products for those who want potential higher returns.

The flexibility continues annually. Each year, employees can redefine their investment level according to changes in their personal situation. They adapt their retirement savings strategy to their specific needs.

Your employees benefit from enhanced financial security for retirement, with guarantees also in case of death or invalidity. They get free investment choice adapted to their risk profile and personal situation, with annual flexibility to adjust their savings strategy according to life changes.

Plus a tax advantage: the premium you pay as the employer is exempt from social security contributions.

You're completing your salary package with a more advantageous alternative to a traditional pay rise. You strengthen your attractiveness and ability to retain talent through a differentiating and valuable benefit.

The fiscal framework is attractive too. The premium is tax-deductible as an operating expense, up to a maximum of 20% of annual pensionable income. The solution is flexible and adaptable according to employee categories and your HR objectives.

Whatever your sector of activity, entrepreneur, craftsman, tradesman, retailer, automotive professional, hospitality sector, medical profession, or freelance, LALUX accompanies you throughout your professional career.

Thanks to a complete range of insurance policies that can be customized to suit your needs and profession, your protection is optimally guaranteed for your properties, your business, your staff and yourself.

easyPROTECT PRO by LALUX is a insurance solution that adapts to all sectors. The all-in-one contract takes into account the risks of each profession and offers you tailor-made cover according to your needs.

The coverage is comprehensive and adaptable. You protect your business assets, liability, staff and activities with guarantees tailored to your sector.

Instead of juggling multiple insurance contracts with different providers, dates, and premiums, you benefit from easier administration through grouping most of your professional insurance contracts.

A single contract for all your professional insurance needs. A single intermediary for all your questions and requests. A single global premium to simplify your accounting. A single maturity date to facilitate your administrative management.

You also benefit from defence of your professional interests with personalized advice for all your insurance and pension-related matters.

Your business benefits from protection adapted to the specific risks of your sector of activity. Tailor-made guarantees evolve with your business and professional needs. You get enhanced security for your assets, your activity, your staff and yourself, with personalized advice to optimize your coverage and manage your professional risks.

For you as business owner or manager, management is simplified with a single contract grouping all your professional insurance policies. It's considerable time savings: one single contact, one single premium, one single maturity date. Financial visibility is improved with a global premium facilitating budgeting, and the solution is flexible, adapting to the evolution of your business and activities.

Accounttech provides complete support from analyzing your needs to implementing the optimal solution.

Both LALUX solutions are now available through the Salary.lu marketplace, with implementation and ongoing support provided by Accounttech.

Whether you're looking to enhance your employee benefits with a corporate pension plan, protect your business with comprehensive professional insurance, or both, the solutions are flexible and tailored to your specific situation.

Request a non-binding offer, explore what makes sense for your company, and give your team and business the protection they deserve.

Want to learn more? Contact us through Salary.lu to receive full information and explore the LALUX solutions best suited to your needs.