Updated on
19/12/2024
Contribution - Illness (Cash benefits)
What is the contribution for illness (cash benefits) ? — The term "contribution for illness (cash benefits)" refers to contributions made to the health insurance fund specifically for cash benefits (prestations en espèces) in Luxembourg. These contributions provide financial compensation to insured employees who are unable to work due to illness, maternity, or similar reasons.
Who is eligible for cash benefits? — Employees in Luxembourg who contribute to the caisse maladie (espèces) are eligible for cash benefits if they are unable to work due to illness, maternity, or accident, provided they meet the necessary requirements (e.g., providing medical certification).
How do I receive cash benefits if I am unable to work? — If you are unable to work due to illness or maternity, you can receive financial compensation through indemnités en espèces, provided you have contributed to the system through your payroll.
Who pays the contribution for cash benefits? — The contributions for illness (cash benefits) in Luxembourg are shared between the employer and the employee and are part of the broader social security contributions. These deductions ensure that employees receive compensation if they are unable to work.
How much is the deduction for cash benefits? — The exact percentage contribution for cash benefits is included within the broader social security contributions (approximately 0.5%). This amount is deducted along with other health insurance and social security contributions from an employee's salary.
What is the difference between cash benefits and healthcare contributions?
- Contribution for cash benefits (caisse maladie - espèces) finances cash benefits for employees who are unable to work due to illness or other reasons like maternity leave.
- Contribution for healthcare (caisse maladie - soins) covers medical expenses like doctor visits, hospital stays, and prescriptions.