Cash-flow planner
See how much of your monthly income is really yours to keep, once you set aside what you owe and a buffer for thin months.
Your month
0 €
Per month, including VAT if you charge it.
Sets aside the VAT you collect for the state.
20 %
A rough effective rate. Real tax depends on your total income and class.
10 %
Stays in the business to cover months when work is thin.
Safe to pay yourself
0 € / month
After setting aside 0 € for what you owe.
VAT to remit
· Collected for the state
0 €
Social contributions (CCSS)
· About 25,15% of your income
0 €
Income tax
· At your estimated rate
0 €
Slow-month buffer
· Yours, kept in reserve
0 €
Safe to pay yourself
· Yours to draw now
0 €
Estimates for planning only. The social contribution uses a combined rate that excludes the optional Mutualité, and your real CCSS base and tax depend on your situation.