Independents in Luxembourg

Everything for the self-employed in one place - estimate your contributions, keep track of the rules, and stay on top of cash and paperwork.

Is this for you?

This section is for the self-employed in Luxembourg - sole traders, the liberal professions, and owner-managers affiliated to the CCSS as independents rather than as employees. Whether self-employment is your main activity or a secondary one (activité accessoire) changes how you affiliate and contribute, so it's worth confirming your status first.

01

Set up

Get registered and operating, the right way.

Business-setup checklist

Business permit, CCSS, tax registration, bookkeeping, and invoicing - step by step.
02

Operate

Know what you owe and what the current rules are.

Contributions calculator

Estimate your CCSS social contributions and income tax from your annual income.

Social parameters

Current minimum wage, contribution thresholds, and the rates that apply to you.
03

Stay solvent

Keep cash and records under control between bills.

Cash-flow planner

See what to set aside for tax, CCSS and VAT, and what is safe to pay yourself.

Document tracker

The records to keep - invoices, receipts, statements, contracts, and deductible expenses.
04

File

Get your annual tax return right.

Tax-return form guide

Which form to file for self-employed income, what to attach, and how to file it.